The law specifies that workers who suffer injuries are entitled to disability pay and medical care among other benefits regardless of whether they were at fault or not. Hence, it is important to notify your employer about the accident and request immediate medical care without fearing that you might lose your job. Your employer is required to file a report about the injury through Colorado’s Division of Workers’ Compensation within a period of three days of the injury. In fact, it is illegal for an employer to ask an employee not to report an injury or seek medical care. A Zoila’s Insurance will help you calculate all the benefits you are entitled to accurately.
Ensure that you get treatment for your injuries. Your insurance company and the employer have a responsibility of sourcing you a doctor. Your primary doctor will provide the required treatment until you reach the Maximum Medical Improvement limit. If you are not satisfied with the doctor’s opinion, or you need more medical care, you have a right to seek continued medical care. At that point, you can receive money through the Worker’s Compensation Insurance policy.
It is very important to follow the right procedure and include all the required details in your report when filing for a claim. Apart from accepting liability for your medical expenses, the insurance company will also compensate you for lost wages. Meaning, you have to report the accident and injuries to the employer or hire a Worker’s Compensation attorney in Colorado to help you navigate the complicated process of pursuing your claim. We, at A Zoila's Insurance, have a team of experienced workers compensation insurance agents who will guide you through the process effortlessly.
Workplace accidents can happen at any time. If you are a worker in Colorado, ensure that you are entitled to Worker’s Compensation Insurance benefits. For more information about Worker’s Compensation Insurance coverage options and requirements, visit our offices or give us a call today.